Prevention beats collection
Send a friendly reminder three days before the due date. Most tenants forget rather than dodge.
Once payment is late
- Days 1–3: polite check-in
- Days 4–7: written late-fee notice per the lease
- Beyond 15 days: meet in person and offer a payment plan if needed
What never to do
Never cut utilities or change the locks yourself — it is illegal even when rent is overdue. Follow the formal termination process.